Sources

BankingGlossary.co.uk writes definitions independently and links to sources so readers can check official information. Primary official sources are preferred because banking rules, compensation limits, tax allowances and payment protections can change.

UK regulation

• Financial Conduct Authority: Consumer information and regulation
• Payment Systems Regulator: Payment systems regulation
• Financial Ombudsman Service: Complaints about financial businesses

Consumer protection

• Financial Services Compensation Scheme: What FSCS protects
• MoneyHelper: Banking, payments and managing money
• MoneyHelper: Borrowing and credit guidance
• MoneyHelper: How to check your credit report for free

Payments

• Pay.UK: UK retail payment systems
• Pay.UK: How Faster Payments work
• Bank of England: CHAPS
• Swift: BIC data standards

Open Banking

• Open Banking Limited: Open Banking glossary

Economic and monetary policy

• Bank of England: Glossary
• Bank of England: Bank Rate and monetary policy
• Bank of England: Yield curves
• Bank of England: Yield curve terminology and concepts

General consumer banking

• GOV.UK: Basic bank accounts
• GOV.UK: Individual Savings Accounts
• HSBC UK: Banking terms and phrases

Mortgages and home buying

• MoneyHelper: Understanding mortgages and interest rates
• MoneyHelper: Interest-only and repayment mortgages explained
• MoneyHelper: Ways of repaying an interest-only mortgage
• MoneyHelper: Buy-to-let mortgages explained
• MoneyHelper: Shared equity or Partnership Mortgages
• MoneyHelper: Government schemes for first-time home buyers and existing homeowners
• MoneyHelper: First-time home buyer guide
• MoneyHelper: Second charge or second mortgages
• MoneyHelper: Lifetime mortgage
• GOV.UK: Shared ownership homes
• GOV.UK: Self-build and custom housebuilding
• Financial Conduct Authority: Second charge mortgages - improving outcomes for consumers

Savings and consumer credit

• MoneyHelper: Savings
• MoneyHelper: Getting into the savings habit
• MoneyHelper: A simple guide to credit cards
• MoneyHelper: Transferring your credit card balance
• Financial Conduct Authority: Key features of the credit card market

Financial crime and reporting

• GOV.UK: Customer due diligence guidance
• Financial Conduct Authority: Firms' customer due diligence processes and controls
• GOV.UK: XBRL guide for UK businesses
• Financial Conduct Authority: Filing of Structured Annual Financial Reports
• Financial Reporting Council: Digital reporting glossary